Archive for December, 2009

INSURERS ENCOURAGED TO INNOVATE

Friday, 12 December 2009
INSURERS ENCOURAGED TO INNOVATE

AsiaInfo Services, December, 2009

AsiaInfo Services

12-03-2009

Insurers Encouraged to Innovate

BEIJING, Dec 03, 2009 (SinoCast Daily Business Beat via COMTEX) — Insurers in China should be brave enough to innovate in a bid to strengthen ability and service, Wu Dingfu, chairman of the China Insurance Regulatory Commission, said when paid a visit to China Life Property and Casualty Insurance Co., Ltd.

He heard report the property unit of China Life Insurance (Group) Co.

made on operation and affirmed achievements the latter made in business structure adjustment. In addition to innovation, he required the insurer to attach more importance to corporate management mechanism, business expansion and employee management.

It is significant for an insurer to lay a strong foundation, and only after that, the…

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Today on TV

Thursday, 12 December 2009
Today on TV

0 Comments | Deseret News (Salt Lake City), Dec 1, 2009

Presidential address (6 p.m., Channels 2, 4, 5, 13, CNN, CNBC, FNC, MSNBC): President Barack Obama is scheduled to address the nation about the ongoing war in Afghanistan. The half-hour address will cause a few changes to tonight’s schedule, but only a few. The biggest change is that ABC will postpone a pair of holiday specials – - a repeat of “A Charlie Brown Christmas” and the new “Disney’s Prep & Landing” — until Tuesday, Dec. 8.

So You Think You Can Dance (7 p.m., Ch. 13): The 10 finalist perform. And there are three Utahns among them — Mollee Gray and Ashleigh and Ryan Di Lello.

Melrose Place (8 p.m., Ch. 30): Amanda moves into Sydney’s apartment and runs into Michael.

Christmas With the King Family (8:30 p.m., Ch. 7): They are not, perhaps, as well known as the Osmonds, but there are more members of Utah’s other famous musical family. This compilation of highlights from the King Family’s many holiday specials features 39 family members and lots of guest stars.

The Victoria’s Secret Fashion Show (9 p.m., Ch
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Cross roads; On the web

Thursday, 12 December 2009
Cross roads; On the web

Huddersfield Daily Examiner (Huddersfield, England), Dec 1, 2009

DID you know that the Belisha Beacon is named after someone? I bet you did. After all you’re reading this, so you are obviously a person of intellect, class and distinction.

They’re named after the Minister for Transport at the time of their introduction in 1935, the wonderfully named Leslie Hore-Belisha.I just wonder why they didn’t use the first part of his surname? On second thoughts.

Anyway, it’s a zebra crossing which is the cause of malady on the forums at www.examiner.

co.uk.

Debbie wrote: “Is the zebra crossing in Almondbury village some kind of optical illusion? “The pedestrians can see it, but a lot of motorists can’t.”

TommyDGNR8 thinks it may be a physics question: “A lot of the drivers in Almondbury travel at near-light speed so the space-time continuum is a bit distorted.

“From the inside of a Citroen Saxo with tinted windows it still appears to be 1998 and the crossing hasn’t been laid yet…”

Despondent sniffed: “Not a lot of people make use of crossings as they’re not quite situated in the right place.

“Observe the antics of people at the bottom of Newsome Road dashing across traffic, with children in tow, to the convenience store and yet only a dozen yards away is an unused crossing.

“Hardly setting an example to their kids.”

Markmyword49 has come up with revenue-raising idea: “British pedestrians certainly believe in the ‘right to roam’.

“Not for them the fines for jaywalking that are in place in other countries.

“Perhaps the motoring lobby could start a campaign suggesting to the Government that as revenues fall from ’speed cameras’ an alternative source of income could be a pounds 10 on-the-spot fine for jaywalking. It’s just crazy enough to happen.”

Unclegrumpy isn’t a fan of the young men and women in our town’s seat of learning: “What about the insane zebra crossing/speed hump system along Firth Street where bright young scholars keep you guessing right up to the point when they shuffle into the road without making eye contact as they blab away on their phones?”

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Daimler AG Reports a Total of 17,446 Cars Sold for the Mercedes-Benz Cars Division in the U.S. for November 2009

Wednesday, 12 December 2009
Daimler AG Reports a Total of 17,446 Cars Sold for the Mercedes-Benz Cars Division in the U.S. for November 2009

PR Newswire, Dec 1, 2009

– Mercedes-Benz USA Records November Sales of 16,797 – Improvement of 19.1% over November 2008 – smart USA Records 649 Sales in November

NEW YORK, Dec. 1 /PRNewswire-FirstCall/ — Daimler AG (stock exchange abbreviation DAI) today reported sales for the Mercedes-Benz Cars division in the U.S. (Mercedes-Benz and smart combined) of 17,446 units, an increase of 9.1 percent compared to November 2008. All sales figures in this release are on an unadjusted basis unless otherwise noted.

Mercedes-Benz USA (MBUSA) today reported November sales of 16,797 vehicles, a 19.1% improvement over November 2008.

The all-new, 9th generation E-Class continued to show strong demand with sales of 4,824 for November 2009, up 113.1% over November 2008. The other volume leaders for the month were the C-Class and M-Class with sales of 4,022, and 2,679 respectively.

On a year-to-date basis, the company sold 170,403 new vehicles, narrowing the gap versus last year to 17.4%.

Separately, through the Mercedes-Benz Certified Pre-Owned (MBCPO) program, MBUSA sold 4,627 vehicles in November; a 12.9 percent decrease compared to November 2008 sales of 5,312 vehicles
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Family Finance

Wednesday, 12 December 2009
Family Finance

Huddersfield Daily Examiner (Huddersfield, England), Dec 2, 2009

Byline: TONY HETHERINGTON

Q: We have considered a home reversion plan or equity release, but one of our children has suggested that they could buy our house from us, paying an agreed sum over a period of years. Is this possible or legal?A.G.

A: Yes, it is possible and legal but there are potential snags that you need to consider before going ahead.

Unless the child who buys the house also lives in it, the taxman will regard it as an investment property. When the child eventually sells it, any profit over the purchase price could be subject to capital gains tax.

You would also have to consider what might happen if you and your wife died before completely transferring your home to your child. The slice of the house you still owned could be subject to Inheritance Tax and on top of this your other children would presumably expect to benefit rather than see it simply pass to the one child who had bought and paid for part of the property.

There could also be implications if you and your wife went into care, though the results are less predictable, particularly as the Government is planning rule changes.

None of these problems is a killer blow to the idea. But above all, you and your child should see a solicitor. Do not try to organise some informal deal that would leave the child with no legal title to your home.

Q: I have been paying National Insurance since I was 16. I am still working, but I am now 63 and have made more than the 44 years of contributions needed for a state pension. Should I have been told to stop paying at 60? V.T.

A: You have no choice, I’m afraid.

National Insurance is due from everyone under pension age who earns above a certain amount, even if they have worked so long they already qualify for their pension. The truth is that it is just another type of income tax.

Q: I am sending you a letter my son received from a banker in China and I would like you to say whether it is a scam. Mrs T.W.

A: The letter comes from Mr Yee Chow of the Nanyang Commercial Bank. It invites your son to take part in an international bank fraud in return for a half share in US$10 million (about pounds 6m).

The letter is itself a fraud. There is no Yee Chow and no pounds 6m. If your son replies he will be milked for cash up front, supposedly for taxes, legal fees and bribes until the crooks decide he has no more money to give them.

Q: While sorting through my late mother’s papers I came across a certificate for shares in a company called Rhone-Poulenc. Does it still exist? Mrs D.W.

A: Rhone-Poulenc was a French chemicals giant
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Niconovum AB, Swedish Developer of Nicotine Replacement Therapy Products, to be Acquired by Reynolds American Inc

Wednesday, 12 December 2009
Niconovum AB, Swedish Developer of Nicotine Replacement Therapy Products, to be Acquired by Reynolds American Inc

PR Newswire, Dec 2, 2009

WINSTON-SALEM, N.C., Dec. 2 /PRNewswire-FirstCall/ — Reynolds American Inc. has reached an agreement to purchase all outstanding shares of the Swedish-based nicotine replacement therapy company Niconovum AB for 310 million Swedish kronor, or approximately $44 million.

Niconovum markets innovative nicotine replacement therapy (NRT) products under the Zonnic brand name in Sweden and Denmark. Its nicotine gum, mouth spray and pouches use proprietary technology for nicotine delivery.

“We believe the technology used in our Zonnic products better meets consumer preferences than other NRTs currently on the market,” said Nils Siegbahn, president and chief executive officer of Niconovum. “With today’s announcement, Niconovum will have access to the capital it needs to expand distribution of Zonnic to additional markets, and accelerate product refinements and new product development.”

“Niconovum’s products have great potential in meeting consumer demand and public health objectives,” said Susan M. Ivey, chairman, president and chief executive officer of Reynolds American. “This acquisition extends the harm-reduction strategies RAI and its operating companies have been developing over the past several years.

“Longer term, we believe the acquisition of Niconovum will enable an RAI operating company to provide adult tobacco consumers with innovative cessation products that have the potential to reduce the risks of diseases and death caused by tobacco use,” Ivey said.

Ivey said that RAI intends to provide Niconovum with the investment capital it needs to focus on product development and the testing required to enter additional markets.

Niconovum will be a separate operating company of Reynolds American, and the transaction is expected to be completed by year-end.

Founded in 2001, Niconovum is based in Helsingborg, Sweden. Reynolds American’s intention is to retain Niconovum’s current management team, and its headquarters will remain in Helsingborg.

WEB DISCLOSURE

Effective Jan. 1, 2010, RAI’s Web site, http://www.reynoldsamerican.com/, will be the primary source of publicly disclosed news about RAI and its operating companies. We will use the Web site as our primary means of distributing quarterly earnings and other company news. We encourage investors and others to register at http://www.reynoldsamerican.com/ to receive alerts when news about the company has been posted.

ABOUT US

Reynolds American Inc. is the parent company of R.J. Reynolds Tobacco

  Company, Conwood Company, LLC and Santa Fe Natural Tobacco Company, Inc.
-- R.J. Reynolds Tobacco Company is the second-largest U.S. tobacco
company. The company's brands include five of the 10 best-selling
cigarettes in the United States: Camel, Pall Mall, Winston, Kool and
Doral.
-- Conwood Company, LLC is the nation's second-largest manufacturer of
smokeless tobacco products. Its leading brands are Kodiak, Grizzly and
Levi Garrett. Conwood also sells and distributes a variety of tobacco
products manufactured by Lane, Limited, including Winchester and
Captain Black little cigars, and Bugler roll-your-own tobacco.
-- Santa Fe Natural Tobacco Company, Inc
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Pre-budget report: Taxes: Employers hit out as National Insurance hike raises job costs

Wednesday, 12 December 2009
Pre-budget report: Taxes: Employers hit out as National Insurance hike raises job costs

0 Comments | Scotsman (Edinburgh, Scotland), The, Dec 10, 2009

Byline: Nathalie Thomas

BUSINESS groups accused the Chancellor of targeting private-sector employers when they can “least afford it”, after he announced a 0.5 per cent increase in National Insurance contributions from 2011.

Yesterday’s rise adds to a 0.5 per cent increase announced previously, meaning that businesses will have to shoulder a 1 per cent surge in contributions from 2011.

It is estimated that the measure, which will apply to staff earning over GBP 20,000, will raise between GBP 8 billion and GBP 9bn for the Treasury’s coffers, but business groups said it was extremely ill-timed.

Liz Cameron, chief executive of the Scottish Chambers of Commerce, said: “It could lead to damage to Scotland’s skills base and competitiveness.”

Iain McMillan, director of the CBI in Scotland, said: “This is a tax on jobs at a time when the UK government should be making it easier for firms to employ people, and not more difficult.”

Experts said the changes to NI contributions were by far and away the most controversial of yesterday’s tax announcements, which saw several schemes extended, but few new incentives to help lighten the load on businesses.

Among the biggest winners of yesterday’s Pre-Budget Report were small firms, those in the biotech and pharmaceutical sector and – to the amusement of the House of Commons yesterday – bingo operators.

Small businesses now have an extra year before they will see their rate of corporation tax rise by 1p. The Chancellor boasted the move will benefit 800,000 small firms.

The government also threw its weight behind Britain’s science firms, announcing a 10p corporation tax on income that derives from patents in the UK.

Experts said the incentive will be particularly good news for Scotland, which has long nurtured its life-sciences sector. Bingo operators were also among the few businesses popping the champagne corks after bingo duty was slashed from 22 per cent to 20 per cent.

According to Richard Slater, of PricewaterhouseCoopers in Scotland, there were few bad surprises on the tax front for businesses, but “there was nothing to help them either”.

Retailers were relieved to see that VAT will not be extended beyond 17.5 per cent when the temporary 15 per cent rate expires in January. But few shop owners felt jubilant yesterday.

Giacomo Brescia, who owns Murray’s Tool Store in Edinburgh, said: “My staff and I had to spend two days to reduce our prices and will have to spend another two days to increase them again.”

Housebuilders expressed disappointment that the Chancellor chose not to extend the stamp duty holiday, which will come to an end on 1 January.

Ed Monaghan, the managing director of Mactaggart & Mickel, said: “The housing market has seen some moderate recovery, but nothing that would warrant the removal of that holiday.

“We would have liked to have seen it extended for at least another year to continue the momentum of recovery .”

There were some revisions to the oil and gas tax regime, but Derek Leith, head of tax for Ernst & Young in Scotland, said that they were “more a refinement” of the measures announced in the April Budget.

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Spyrus Unveils Hydra PC USB Encryption Drives with McAfee Antivirus

Wednesday, 12 December 2009
Spyrus Unveils Hydra PC USB Encryption Drives with McAfee Antivirus

0 Comments | Wireless News, Mar 3, 2009

Spyrus, Inc. announced that Hydra PC Virus Protected (ViP) USB encryption drives incorporating antivirus protection from McAfee Scan Engine technology.

Combining McAfee antivirus scanning with Spyrus hardware-based file encryption provides a USB drive that protects host computers, peripheral flash drives and removable memory media from viruses, malware, spyware and adware, the groups noted.

Spyrus employs its licensing attribute certificate patented technology (U.S. Pat. Nos. 6,904,523, 7,356,692; Australia Pat. No
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Buffalo Chex® Mix: Fan Favorite in 2009

Monday, 12 December 2009
Buffalo Chex Mix: Fan Favorite in 2009

Business Wire, Dec 02, 2009

Knoxville native claims victory as the winner of the Chex
Party Mix Recipe Contest.

MINNEAPOLIS — Creative cooks competed against each other in the search to find the
next 15-minute Chex Party Mix family favorite recipe,
and enthusiasts across the country have chosen! From Knoxville, Tenn.,
Monica Flatfords Buffalo Chex Mix has won the heartsand tastebudsof
Chex Party Mix fans.

Inspired by her husband’s and sons love for buffalo hot wings, Flatford
perfected the winning combination of Chex cereals, spice, celery, and
ranch dressing. As a nod to the entire Flatford family, she was sure to
add her daughters much-loved fish-shaped crackers into the mix.

Thousands of consumers submitted their original 15-minute recipe earlier
this year and an expert panel of judges narrowed down the recipes to
five flavorful finalists. The public voted online to determine the
winner, ultimately crowning Flatfords Buffalo Chex Mix as Americas
Favorite. Flatford received a grand prize of $5,000 cash, a $1,000
grocery gift card and an all-expense paid trip for two to the Betty
Crocker Kitchens for a holiday Mix & Mingle event
with Katie Lee, best-selling cookbook author.

It took quite a few trials, but in the end I knew I had a winner when
my family couldnt stop eating my Buffalo Chex Mix. Ive made countless
batches sincefrom game-day snacks for players and fans, to Monday night
football at home it is the perfect recipe for any snacking occasion,?
says Flatford.

[Table Omitted]

1. In large microwavable bowl, mix cereals, crackers and pretzels; set
aside. In small microwavable bowl, microwave butter uncovered on High
about 40 seconds or until melted. Stir in hot sauce and seasonings. Pour
over cereal mixture; stir until evenly coated.

2. Microwave uncovered on High 4 to 5 minutes, thoroughly stirring every
2 minutes. Spread on paper towels to cool. Store in airtight container.

Of the five crunchy snacks competing against each other, this football
fan favorite scored big by receiving more votes than the contenders:
Chex Pumpkin Pie Crunch, Chexicago Party Mix, Deviled Chex Mix and Lemon
Rosemary Chex Mix. From sweet to spicy, there is a 15-minute recipe to
fit any snacking occasion during the holidayand footballseason. All
five finalist recipes are available at www.ChexPartyMix.com.

Chex Party Mix has been a favorite party snack for more than 50 years
and creative cooks demonstrated how versatile Chex cereals are when
mixing up a snack for hungry friends and fans
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Shaircraft CEO and Private Air Travel Expert, James D. Butler, Launches New Blog Devoted Exclusively to the Private Air Travel Business

Monday, 12 December 2009
Shaircraft CEO and Private Air Travel Expert, James D. Butler, Launches New Blog Devoted Exclusively to the Private Air Travel Business

PR Newswire, Dec 1, 2009

BETHESDA, Md., Dec. 1 /PRNewswire/ — Shaircraft Solutions, trusted advisors to the elite private air travel community for over a decade, is pleased to announce the launch of Inside Private Air Travel — a blog devoted exclusively to providing information, insight and commentary on issues pertaining to the private air travel business.

Inside Private Air Travel, authored by Shaircraft CEO and well-known private air travel authority, James D. Butler, will offer an unvarnished and timely look at the industry as a whole as well as the latest developments with specific jet companies – fractional operators (i.e. NetJets), charter operators and brokers (i.e
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